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7 of the Best Money-Making Apps of 2023

 In today's digital age, making money has never been easier with the abundance of money-making apps available. 

Whether you want to earn extra cash in your spare time or turn your smartphone into a lucrative side hustle, these apps offer various opportunities to boost your income. 

We've compiled a list of the top seven free money-making apps for 2023, based on their ratings and popularity on both Google Play and the iOS App Store.

7 of the Best Money-Making Apps of 2023


Ibotta is a versatile app that allows you to earn cash back on purchases from over 2,000 supported retailers, both online and in-store. Originally focused on groceries, Ibotta has expanded its offerings to include clothing, entertainment, dining out, pet supplies, and more. You can add offers and submit your receipts through the app, link retailer loyalty accounts, or purchase retailer gift cards to earn cash back. Ibotta provides a variety of payment options, including PayPal, digital gift cards, or direct deposits to your bank account.


Formerly known as Ebates, Rakuten is a cash-back app that rewards users for shopping at popular retailers, restaurants, and food delivery services. In addition to cash back on purchases, Rakuten offers deals on travel and gift cards. To earn cash back, simply create an account, select the store you want to shop at within the app, and make your purchase through Rakuten's portal. You can also link your credit or debit card to earn cash back in-store. Rakuten provides payments through PayPal or by sending a "Big Fat Check" at regular intervals.


Swagbucks is a rewards app that allows you to earn points, called "SB," by completing various tasks such as online shopping, taking surveys, watching videos, or playing games. These points can be redeemed for gift cards or cash back to your PayPal account. Swagbucks offers a wide range of earning opportunities and has a quick payment turnaround time, usually within 10 business days. You can also earn a $10 bonus with a qualifying purchase when you join.


Fiverr is a freelancing marketplace that connects buyers with sellers offering services in over 200 categories, including programming, video animation, and more. As a seller, you can create a profile and post gigs specifying your services and pricing. Fiverr provides a platform for buyers to browse and place orders, and once you complete the job, you'll receive payment. Fiverr offers payment options such as PayPal, direct bank transfers, or credit to a Fiverr Revenue Card.


Upwork is a platform that connects freelancers with clients seeking services in fields like writing, design, marketing, and more. To get started, create a profile that showcases your qualifications and desired rate. You can then submit proposals to clients, who will review and offer projects based on your fit. Upwork offers flexibility in payment options, including direct bank transfers, wire transfers, PayPal, and Payoneer. Keep in mind that Upwork charges a service fee based on your earnings and has a 10-day waiting period before you receive payment.


OfferUp is a local marketplace app where you can sell your unwanted items. Simply create an account, snap a picture of the item you want to sell, add a title, description, and price, and post your listing. OfferUp also allows nationwide shipping for a broader audience. You can communicate with potential buyers through the app and arrange either a local meetup or shipping. For local sales, it's recommended to accept cash payments, while shipping payments can be deposited into a debit card or bank account.


Poshmark is a dedicated app for selling clothes, accessories, and home decor. After signing up, you can easily upload photos, provide descriptions, and set prices for your items. Poshmark also hosts virtual shopping events called "Posh Parties" that focus on specific brands, categories, or themes. When a purchase is made, Poshmark provides a prepaid shipping label, and you can ship the package using USPS. Payment options include check, PayPal, Venmo, Instant Transfer, or direct deposit.

These seven money-making apps offer a range of opportunities to earn extra cash, whether it's through cash back, freelancing, selling goods, or completing tasks. Choose the apps that align with your interests and skills to maximize your earnings in 2023.